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Payment Modes and their efficiency
Lump Sum Transactions - Non Liquid Schemes
Sr. No. | Payment Mode | Bank Name | Cut off Time | Day of Debit to Investor's account | Day of Unit Allotment |
1 | UPI / IMPS | All Banks | 2.45 PM | T | T |
2 | Net Banking* | HDFC Bank | 2.45 PM | T | T |
ICICI Bank | 2.45 PM | T | T | ||
SBI Bank | 2.45 PM | T | T | ||
Axis Bank | 2.45 PM | T | T | ||
Kotak Bank | 2.45 PM | T | T | ||
Yes Bank | 2.45 PM | T | T | ||
IndusInd Bank | 2.45 PM | T | T | ||
All Other Banks* | 3.00 PM | T | T +1 | ||
3 | RTGS# | All Banks | 2.30 PM | T | T |
4 | NEFT# | All Banks | 1.00 PM | T | T |
5 | NACH Mandate# | All Banks | 3.00 PM | T + 1 | T + 2 |
6 | Cheque Mode# | All Banks | 3.00 PM | T + 2 | T + 3 |
Our Payment Service Providers are:
1). BillDesk - Net-Banking, iSIP, Nach Mandate – Physical / e-Nach
*Scroll down for list of banks available for net-baking through BillDesk
#For Offline Investment
https://www.billdesk.com/index.htm
2). HDFC - UPI services
To check Uptime for UPI visit: https://www.npci.org.in/what-we-do/upi/uptime-upi-month-wise
Find out list of bank available for UPI transactions. Visit https://www.npci.org.in/what-we-do/nach/live-members
SIP Transactions
Sr. No. | Payment Mode | Bank Name | Day of Debit to Investor's account | Day of Unit Allotment |
1 | NACH (Physical / E-NACH) * | All | T | T+1/T+2 |
2 | Auto Debit | All | T | T+ 1 |
T = SIP Date
Disclaimer: * MF / NPCI will endeavor to ensure credit is posted to MF account on the same day of debit to investor's account. In certain circumstances, due to delay at Bank's / Payment Aggregator's end, the credit to MF account may and the allotment could get delayed to T+1.
Important Note: Unit allotment will be subject to receipt of funds in the mutual fund account before the applicable cut-off time (Currently, 3:00 PM for all Schemes except Liquid & Overnight Fund where the cut off time is 1.30 PM).
Click here to download the list of banks available for online investment